I have alternative lenders that do fund startups and have less restrictive requirements than the banks do. If you can't find bank financing, you may wish to check this out. There's no upfront fees or obligations for you to explore this route to funding your business idea. They do have requirements in regards to having a good FICO credit score and a few other requirements but funding itself is rather fast. If interested, you can contact me at www.gleavesfunding.com
 
Yes there is. There is credit repair service to fix FICO. First would need to know your FICO score and go from there to see what are the problems and what is needed to fix your score
 
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