Hi Zac, I am a long time fan! Thanks for being here, we are grateful that you've committed time to our members. As a moderator in Fix Forums, among the most frequent challenges I meet daily is with Newbies. No matter whether I am giving guidance to a new marketer, or a new business person, I stress the importance of two elements very prominently when I am attempting to set them on a good structured path. Scheduling and budgeting, yet these are probably the most ignored advice I offer. Many of them want to find the quick buck and are unwilling to begin with a true business structure. I've witnessed this many times and almost 100% of the time they end up quitting and not realizing it's due to a lack of structure. They ignore the simple steps of managing time and money properly. From your personal experience, and from your interviews with leading entrepreneurs, how can we get more of these budding business people to engage structure and budgeting? Entering business without investment seems to be as big, or bigger, an issue. Such a large abundance of individuals seem to think all they need is a great idea to become an entrepreneur/business person and don't realize (or refuse to admit) that it's rare that anyone will invest in an idea and that almost 100% of investors are investing in a proven business model, product, or service. What interviews have you conducted with leading entrepreneurs, who started from scratch with little or no money, and how did they get past this issue?